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Insurance is a product that in its broadest sense is part of our every day lives. We insure our vehicles, houses, ourselves and our health through both individual and group coverage. We do this to protect our clients In the event of death, disability or critical illness. By protecting our clients from the financial hardship that each of these represents, we ensure that the wealth clients work so hard to accumulate gets enjoyed, not used to replace lost income or pay for health care. The maxim "the best offense is a good defense " will always be true, and the insurance solutions we provide for our clients are the cornerstones of our Integrated Financial Program.