Financial Planning

Step 1:

• Identify and prioritize your goals and objectives
• Gather Information that includes but is not limited to: employment, taxes, cash flow, debt, investments, insurance holdings, and special circumstances
• Conduct an honest accounting of current spending and saving habits

Step 2:

• Presentation of a written financial plan that addresses some or all of the following;
  • Net Worth
  • Cash Flow Analysis
  • Tax Efficiency
  • Retirement & Estate Projections
  • Risk Analysis and Management
  • Alternate Scenario Considerations
  • Implementation Strategy via wealth, estate and risk management tools

Step 3:

• The one outcome we can guarantee is that life will not play out as illustrated on a chart or spreadsheet
• We revisit our client plans annually to update investment outcomes and life changes
• We can provide quick analysis and feedback when decisions need to be made around issues like;
  • Pensions and Severance Packages
  • Inheritances
  • Investments opportunities
  • Health Changes